The fintech revolution is a great step forward for consumers. It reduces fees and improves access to credit for many of us. Much of the success of fintech is due to the automatization of basic processes, but more sophisticated fintech applications like lending rely on artificial intelligence applications.
If I’m going to lend $$ to SOMEONE, damn straight it’s going to go to the person most likely to be able to repay it, race be damned. Anything else is stupid, as proven by the housing crash a little over a decade ago.
If I’m going to lend $$ to SOMEONE, damn straight it’s going to go to the person most likely to be able to repay it, race be damned. Anything else is stupid, as proven by the housing crash a little over a decade ago.