Could this be due to quotas that have to be met on a weekly/monthly basis?
If there are X loans that need to be approved each Y units of time, the loans at the tail end may be objectively worse as they would not have been approved unless the quota numbers were to be made.
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Could this be due to quotas that have to be met on a weekly/monthly basis?
If there are X loans that need to be approved each Y units of time, the loans at the tail end may be objectively worse as they would not have been approved unless the quota numbers were to be made.